Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://money-saving-expert-mis-sold-car-finance.dreamdwellings.net (hereafter referred to as “Money Saving Expert Mis Sold Car Finance,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, use, and disclosure of personal information in accordance with various international privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA)
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales and Service Act (UCPA)
  • Connecticut’s Connecticut Transactional Data Privacy Act (CTDPA)
  • Virginia’s Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://money-saving-expert-mis-sold-car-finance.dreamdwellings.net.
  2. Any mobile applications or services associated with our brand.
  3. All other services and products offered by Money Saving Expert Mis Sold Car Finance.

Please note that this policy does not extend to third-party websites, apps, or services accessible through links on our platform. These entities have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy covers situations where you:

  1. Use any of our applications or services as an authorized user.
  2. Visit any pages linked to this Privacy Statement on our website.
  3. Receive communications from us, including newsletters, emails, phone calls, or texts/SMS messages.

Personal Data Collection

We collect various types of personal data, which can include:

  • Account Information: Details related to your registration and account creation.
  • Payment Information: Credit card details, billing addresses, and payment history.
  • Financial Information: Income, bank account numbers, and investment portfolios (if provided).
  • Purchase Information: Products or services bought from us, transaction dates, and quantities.
  • Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile phone numbers.
  • Location Data: GPS coordinates and location history (with user consent).
  • Feedback: Reviews, comments, and survey responses.
  • Social Media Information: User handles, posts, and interactions on our social media platforms.
  • Product Information: Preferences, ratings, and reviews related to our products.

We gather this data through various methods: user input forms, account settings, browsing behavior, cookies, and third-party reporting. Additionally, third parties may share personal data with us for specific purposes, adhering to their respective privacy policies.

Cookies

We use cookies to enhance your experience on our website and for analytical purposes. Cookies can be categorized as:

  • Strictly Necessary: Essential for navigating our site and ensuring basic functionalities.
  • Preference: Remembering user preferences and settings.
  • Analytics: Tracking site usage and gathering statistical data to improve our services.

Users have the option to control non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes it was collected for. Once these purposes are achieved or if no longer required by law, we delete or anonymize the data securely. Our retention periods may vary depending on legal obligations and business needs.

Security Measures

We implement robust security measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction. These include:

  • Encryption of sensitive data during transmission and storage.
  • Secure server environments and regular security audits.
  • Employee training on data protection practices.
  • Physical security for our offices and data centers.

Children’s Privacy

Our services are not intended for children under 18 years old, and we do not knowingly collect personal information from such individuals.

Your Rights

Depending on your location, you have certain rights regarding your personal data:

  • Access to your information and details about its use.
  • Request rectification or erasure of inaccurate or incomplete data.
  • Restrict or object to the processing of your data for specific purposes.
  • Data portability, allowing you to receive a copy of your data in a structured format.
  • The right to withdraw consent at any time without affecting the lawfulness of processing based on consent before its withdrawal.
  • File complaints and appeals with our privacy team regarding data protection matters.

To exercise these rights or for data-related queries, please contact us using the details provided below.

Changes to Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any modifications will be posted on this page with a revised effective date. We encourage you to review this policy periodically for any updates.

Contact Information

For inquiries, unsubscribe requests, or to exercise your data rights, please contact us:

  • Email: contact@money-saving-expert-mis-sold-car-finance.dreamdwellings.net
  • Address: [Provide the physical address]